Tuesday, January 8, 2013

Hottest Year On Record

After reading the following article on yahoo.com, I realized that in order for there to be more heat, there must be more sunlight. This gives more opportunity for solar panel installations in Chattanooga to get more power.

WASHINGTON (AP) — America set an off-the-charts heat record in 2012.
A brutal combination of a widespread drought and a mostly absent winter pushed the average annual U.S. temperature last year up to 55.32 degrees Fahrenheit, the government announced Tuesday. That's a full degree warmer than the old record set in 1998.
Breaking temperature records by an entire degree is unprecedented, scientists say. Normally, records are broken by a tenth of a degree or so.
"It was off the chart," said Deke Arndt, head of climate monitoring at the National Climatic Data Center in Asheville, N.C., which calculated the temperature records.
Last year, he said, will go down as "a huge exclamation point at the end of a couple decades of warming."
The data center's figures for the entire world won't come out until next week, but through the first 11 months of 2012, the world was on pace to have its eighth warmest year on record.
Scientists say the U.S. heat is part global warming in action and natural weather variations. The drought that struck almost two-thirds of the nation and a La Nina weather event helped push temperatures higher, along with climate change from man-made greenhouse gas emissions, said Katharine Hayhoe, director of the Climate Science Center at Texas Tech University. She said temperature increases are happening faster than scientists predicted.
"These records do not occur like this in an unchanging climate," said Kevin Trenberth, head of climate analysis at the National Center for Atmospheric Research in Boulder, Colo. "And they are costing many billions of dollars."
Global warming is caused by the burning of fossil fuels — coal, oil and natural gas — which sends heat-trapping gases, such as carbon dioxide, into the air, changing the climate, scientists say.
What's happening with temperatures in the United States is consistent with the long-term pattern of "big heat events that reach into new levels of intensity," Arndt said.
Last year was 3.2 degrees warmer than the average for the entire 20th century. Last July was the hottest month on record. Nineteen states set yearly heat records in 2012, though Alaska was cooler than average.
U.S. temperature records go back to 1895 and the yearly average is based on reports from more than 1,200 weather stations across the Lower 48 states.
Several environmental groups, including the World Wildlife Fund, took the opportunity to call on the Obama Administration to do more to fight climate change.
According to the National Oceanic and Atmospheric Administration, 2012 also had the second-most weather extremes on record after hurricane-heavy 1998, based on a complex mathematical formula that includes temperature records, drought, downpours, and land-falling hurricanes.
Measured by the number of high-damage events, 2012 ranked second after 2011, with 11 different disasters that caused more than $1 billion in damage, including Superstorm Sandy and the drought, NOAA said.
The drought was the worst since the 1950s and slightly behind the Dust Bowl of the 1930s, meteorologists said. During a drought, the ground is so dry that there's not enough moisture in the soil to evaporate into the atmosphere to cause rainfall, which leads to hotter, drier air. This was fed in the U.S. by La Nina, which is linked to drought.
Scientists say even with global warming, natural and local weather changes mean that temperatures will go up and down over the years. But overall, temperatures are climbing. In the United States, the temperature trend has gone up 1.3 degrees over the last century, according to NOAA data. The last year the U.S. was cooler than the 20th-century average was 1997.
The last time the country had a record cold month was December 1983.
What has scientists so stunned is how far above other hot years 2012 was. Nearly all of the previous 117 years of temperature records were bunched between 51 and 54 degrees, while 2012 was well above 55.
"A picture is emerging of a world with more extreme heat," said Andrew Dessler, a Texas A&M University climate scientist. "Not every year will be hot, but when heat waves do occur, the heat will be more extreme. People need to begin to prepare for that future."
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Online:
National Climatic Data Center summary of US weather in 2012, http://1.usa.gov/UHhwpx
NCDC chart showing 2012 versus other years, http://1.usa.gov/13eHTrJ
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Seth Borenstein can be followed at http://twitter.com/borenbears

To learn how you can get easy financing for a solar photovoltaic system click this link.

Discovering Solar Power Mid Summer

Has anybody noticed lately that solar panels are popping up everywhere? I have been noticing the light posts are sometimes rigged with a solar panel. I learned these solar panels produce power derived from the sun and store it in a small battery for later use. The city has realized that it is cheaper to do this over the long haul I guess. I think that it takes a small load off of the utility grid and in a small way helps our environment.

Over the summer I lived in a small cabin cruiser. I enjoyed the experience about as much as anyone would imagine. The peaceful days and the fun nights. One thing that was for certain was the sun is very hot and can be very dangerous if not prepared for. A few of my friends got sunburned because they did not prepare for a long stay in direct sunlight.

I got the idea to install solar panels on my boat to produce extra power after my batteries proved unable to keep up with the demand over a day or two out of the marina. For whatever reason my alternator wasn't charging at full capacity and my batteries would drain out slowly. I had to keep a sharp eye on them so I didn't end up stranded in the water with my guest.

So I set out to find some solar panel installers in Chattanooga, TN. I searched around online to see who was offering solar panel installations. Surprisingly I was unable to find any body that would answer my calls or request. I guess I called or emailed two or three different companies with no luck. Then I wondered if I could learn a easy DIY solar panel installation. I found several websites and picked up a few tips to do it myself.

Long story short I ended up installing a solar panel system on my boat and my cabin. This inspired me to look into starting a solar power company that would respond to the need of my fellow Chattanoogans. Stay tuned for more exciting news on this venture!

Monday, August 31, 2009

Health Insurance in Chattanooga

Yes Health Insurance in Chattanooga has gotten allot better over the years. Today there are so many options to choose from when it comes to Chattanooga Health Insurers. Just like purchasing life insurance in Chattanooga, there are many Chattanooga agencies glad to get your business. Among the vast sea of Chattanooga insurance agencies it can be difficult to understand who is actually Chattanooga's best.

What is boils down to is a merit of compisation for the agent. Typically, agents are paid strictly commission based on the products they sell. This sometimes causes a conflict of interests between you and the agent. The agent wanting to put food on the table or maybe even make "Chairmans Club" (an elite sales force generally given yearly paid vacations to exotic places i.e. Hawaii) may try to sell you the farm to get his numbers down. You however may not need the whole ball of wax to meet your needs and or budget. This can cause more problems than people know yet many folks are stereotypical to some agents for that matter. On the other hand Chattanooga Monumental Agent (as featured on www.chattanoogahaslifeinsurance.com) gets whats called a "Service Salary". That means he is paid a modest salary for maintaining the business. Decrease in customers equals decrease in pay and vice versa. This should give most people extra confidence in dealing with such an agent because he is less likely to "tell you what you want to hear" and dodge your calls after the deal. He knows that if he promises something undeliverable, that means sure disaster at some future point. Keeping your best interests at heart and advising on things you need to know is fundamental to a successful insurance program.

Things to do with your life in Chattanooga

Whether it be folks looking to invest in Chattanooga Real Estate or prospecting Chattanooga homes, we all need to take our family into consideration. When it comes to "things to do in Chattanooga", many people don't think to secure thousands of dollars for their loved ones. But when it comes to shopping for Chattanooga funeral homes, prefunding a funeral is a great thing to do. You really only have to do it one time and then you dont have to worry about it much afterwards. Chattanooga funeral homes are generally pretty stable and are around for a while.

Wednesday, August 26, 2009

Chattanooga Health Insurance

For folks looking for Chattanooga Health Insurance it's important to consider a few factors before proceeding. If you're self-employed or not covered by your employer, an individual health insurance plan provides protection and peace of mind for you and your family. High deductible plans are available with Health Savings Accounts: tax-advantaged savings that you can use for your medical expenses.
When living in Chattanooga, TN call this company. They're the best people to deal with and the prices are very competetive. Also offering Cancer Insurance in Chattanooga, and Georgia. Ask about the back to school special on the Chattanooga area accidental insurance for kids and adults.

Friday, August 21, 2009

Chattanooga Real Estate

Although the Chattanooga Real Estate market doesn't seem to hit as hard as some other places in our nation, there still is need for life insurance. Just like Getting Married, Becoming a Parent, or Changing Your Job. The Loss of a Loved One can create a horrible ripple of consequences if not properly insured. When buying a home in Chattanooga call on Chattanooga's best insurance agent, Cho Miller. He has the experience to help you determine your true risks and find solutions to eliminate those risks. You'll feel so much better knowing that the risks you have carried for so long can be eliminated from your load. Not to mention that you can have an instant Chattanooga Estate. Also the Accident rate in Chattanooga along with Cancer rate in Chattanooga makes life a little more dangerous that back in the old days. I think that much of the processed food we consume has been shown to cause a great deal of illness all over the nation. So be safe. If you are buying a house get life insurance protection for you and your family. It can be the best thing you've ever done for your loved ones.

Tuesday, August 18, 2009

Homes for sale in Chattanooga

Homes for sale in Chattanooga

As I frequently drive many miles each day, going to and from personal meetings with my fellow Chattanoogans. I see many signs of homes for sale in Chattanooga, TN, and I wonder if everybody will have a chance to have a good quality insurance agent advising them how important it is that they protect their investment by purchasing life insurance on top of mortgage protection. With the kind of risk we face everyday in Chattanooga, it only makes sense to insure your or your spouses life with mortgage protection in mind. If your spouse works, he or she should be insured at a minimum for the mortgage amount plus an amount for final expenses and debts. Life insurance provides money through the death benefits to pay off your mortgage and last expenses.